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Terms and Conditions

Last updated: February 21, 2025

1. Acceptance of Terms

By accessing or using the Kengo Finance platform (“Platform”), including our website, mobile application, and any related services (airtime purchase, data bundles, utility bills payment, betting account funding, wallet, and other financial services), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use Kengo Finance. By using the Platform, you represent that you meet these requirements and that all information you provide is accurate and current.

3. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us immediately of any unauthorized use. We reserve the right to suspend or terminate accounts that violate these terms or are used for fraudulent or illegal activity.

4. Use of Services

Our services are provided for lawful personal or business use only. You agree not to:

  • Use the Platform for any illegal purpose or in violation of any law;
  • Attempt to gain unauthorized access to our systems or other users’ accounts;
  • Use the services for money laundering, fraud, or other financial crimes;
  • Resell or commercially exploit our services without written permission;
  • Interfere with or disrupt the integrity or performance of the Platform.

5. Transactions and Payments

All transactions (airtime, data, bills, betting funding, wallet operations, etc.) are subject to availability and our prevailing rates. You are responsible for verifying transaction details before confirming. Once a transaction is completed, it may not be reversible except as required by law or our refund policy. We may charge fees as displayed at the time of the transaction.

6. Fees and Charges

Fees, exchange rates, and charges for our services are displayed on the Platform before you complete a transaction. We may update these from time to time. Continued use of the services after changes constitutes acceptance of the new terms.

7. Limitation of Liability

To the fullest extent permitted by law, Kengo Finance and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Platform or any transaction. Our total liability shall not exceed the amount you paid for the specific transaction giving rise to the claim.

8. Intellectual Property

All content, branding, logos, and technology on the Platform are owned by Kengo Finance or our licensors. You may not copy, modify, or distribute any part of the Platform without our prior written consent.

9. Changes to Terms

We may update these Terms and Conditions from time to time. We will notify you of material changes via the Platform or by email. Your continued use after the effective date of changes constitutes acceptance of the updated terms.

10. Governing Law and Disputes

These terms are governed by the laws of the jurisdiction in which Kengo Finance operates. Any disputes shall be resolved through binding arbitration or in the courts of that jurisdiction, as applicable.

11. Contact

For questions about these Terms and Conditions, contact us at kengofinance@gmail.com.